SmartMoney

Stop guessing.
Start knowing.

The average South African has no idea if they're compliant.

You're about to.

Join the waitlist

Free to download · R500 founding member pricing

SmartMoney sign-in screen
0 mins
Tax diagnosis
R0
Founding member price
0
Spots left
EVERYTHING INSIDE SMARTMONEY

One app. Your complete tax picture.

Built for South African individuals and businesses who want to stay ahead all year round.

Tax diagnosis screen

Tax diagnosis

Find out exactly where you stand with SARS in under 5 minutes.

  • Compliance score out of 100
  • Estimated amount you may owe SARS
  • Your full taxpayer profile (salaried, self-employed, rental income, medical aid and more)
  • Risk rating: low, moderate or high
Dashboard screen

Dashboard

Your tax life in one place. Always up to date.

  • Live compliance score for your Individual and Business profiles
  • Full action plan with every requirement and deadline in priority order
  • Outstanding items flagged clearly so nothing catches you off guard
  • Tasks updated in real time as you make progress
Tax calculators screen

Tax calculators

Instant estimates based on current SARS tax tables.

  • Income tax calculator using 2025/26 SARS brackets, rebates and medical aid credits
  • Provisional tax calculator to work out your first and second period payments
  • Built for salaried employees, freelancers, commission earners and business owners
  • Updated when tax tables change
Tax filing screen

Tax filing

Everything you need to file with confidence, all in one place.

  • Complete overview of outstanding and upcoming filing obligations
  • Step-by-step breakdown of what each return requires
  • Documents checklist for each submission
  • Covers your ITR12, provisional tax returns and all other applicable submissions
Learning centre screen

Learning centre

Plain language tax education written for real South African taxpayers.

  • Growing library of articles covering the topics that come up most often
  • Written for your situation, not generic financial content
  • Covers deductions, rebates, filing obligations, provisional tax, rental income and more
  • Video content coming soon
Business suite screen

Business suite

Manage your business compliance separately from your personal tax life.

  • Dedicated compliance score and dashboard for your registered business
  • Tracks company filing obligations and outstanding returns
  • Financial statements and dormant company compliance included
  • Tasks and deadlines managed separately from your personal profile
Pro services screen

Pro services

Fully done-for-you tax services, booked directly from inside the app.

  • Annual eFiling and ITR12 submission
  • Provisional tax registration
  • Individual tax compliance review
  • Financial statements
TAX DIAGNOSIS

Know what to do next, every tax season.

Know exactly where you stand with SARS and what to do about it.

Get your score free
DASHBOARD

Your action plan. Not just alerts.

Every task, every deadline, exactly what to tackle first. SmartMoney tells you and helps you fix it.

Secure your spot
PRO SERVICES

Professional tax services for your business

Book qualified SA tax practitioners directly from inside the app. Three decades of combined experience behind every service.

Pro services screen
eFiling
We file your ITR12 with SARS on your behalf, accurately and on time.
Dispute resolution
SARS audit or penalty? We help you respond and resolve it.
Business suite
Provisional tax, PAYE, VAT and company deadlines tracked in one place.
FOUNDING MEMBER PRICING

Get in early. Lock in R500.

The first 500 pay R500 for their first year across all plans. After that, standard pricing applies permanently.

Individual
Full app access
R1,500/year
R500 first year
MOST POPULAR
Individual + Business
Everything included
R1,800/year
R500 first year
Business only
Business compliance
R2,000/year
R500 first year
27 claimed473 remaining
Claim my R500 spot
QUICK ESTIMATE

What might you owe?

Rough estimate using 2025/26 SARS brackets. Your full personalised score is in the app.

ANNUAL INCOME (BEFORE TAX)
TAX ALREADY PAID (PAYE / PROVISIONAL)
YOU'RE IN GOOD HANDS

Built for South Africans. Secured for South Africans.

Over three decades of professional tax advisory experience behind every feature.

30+ years expertise
Qualified SA tax practitioners with three decades of client experience.
YOUR DATA IS SAFE WITH US
No spam
Get to know us and know when we go live
Encrypted
256-bit SSL in transit
Privacy first
We never sell your data
SARS-ready
Compliant tax records
AS SEEN ON
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FAQ

Questions we get asked a lot

SmartMoney is a South African app that tells you exactly where you stand with SARS. Most people have no idea whether they are compliant, whether they owe money, or whether there are things they should have done that they have not. SmartMoney changes that. You answer a short set of questions about your income and tax situation, and within minutes you get a tax health score out of 100, an estimate of what you may owe SARS, and a clear list of what to do next.

It is built for people with real lives. Salaried employees, freelancers, side hustlers, business owners, landlords, people with medical aid, people with multiple income streams. If you earn money in South Africa, you have tax obligations. SmartMoney makes sure you know what they are and whether you are on top of them, all year round, not just in February when panic sets in.

THE FIRST 500

473 spots left at R500.

After 500 members, standard pricing applies to every new sign-up. No exceptions.

Claim my spot now

Free to download · No commitment until you subscribe